Pay Later with Klarna

A new way to pay. An alternative to credit to help ease cost barriers.
4 installments gives you the flexibility to shop without added interest.

Four equal payments are automatically collected bi-weekly from your debit or credit card. The total amount charged to your card is no greater than if you simply paid for the entire purchase up front (provided the agreed payment schedule is followed). 


Q: How does Shop Now. Pay Later. work?

A: Shop Now, Pay Later! Spread the cost of your purchase over 4 easy payments. Make your first payment at checkout; the rest are automatically collected every other week from the debit or credit card you sign up with. The total amount collected from you will be equivalent to the total purchase if paid on time. Available on orders of $35 USD or more.


Q: What is Klarna?

A: Klarna is the payment solutions provider that supplies the Shop Now. Pay Later. option at checkout for the smoothest online shopping experience.


Q: Will this affect my credit score?

A: Nope—It won’t affect your credit score when you choose your new favorite way to pay. Please note: When you select Shop Now. Pay Later., a soft credit check may be run. This won’t affect your credit score, and it won’t show up as a hard inquiry on your credit report.


Q: When will my first payment be charged?

A: Once your order is confirmed, the first payment will be collected from your account. Please note: Your financial institution may place a hold on your account for the first payment once you complete your order until it is confirmed. 


Q: Can I pay off my purchase early?

A: You can pay off your balance early through the ‘Pay’ tab in the Klarna app.


You can find more information here.